If you have been seriously injured, the last thing you need is for an insurance company to play games and work against the best interests of its insured. After all, the insured has paid their insurance company a lot of money in premiums, and you expect them to fulfill their obligations.
Too often, however, in serious injury cases, the victims hear that the insurance company is denying coverage or that a policy won’t cover all the expenses. If you try to handle this yourself or with an inexperienced attorney, you may walk away with a small settlement or no settlement at all.
We understand that the last thing you want is to be involved in an insurance dispute after a severe injury, but it might mean the difference between having enough money to pay your bills and make up for lost wages versus not being on the same financial footing you were on before the accident.
You have the right to hold insurance companies to their two fundamental duties:
- To defend their insured
- Settle valid claims
Anything less and the injured party is a victim twice over.
Coverage Denial, Bad Faith, and Breach of Contract
Unfortunately, denied insurance claims are becoming more frequent, whether the “stated” reasons are non-coverage or underinsurance. Too often, the insurance companies are acting in bad faith—either the coverage is in effect or an umbrella policy is in place.
At Heath Injury Law LLC:
- We understand that insurance companies can and will breach their contracts if they think they can get you to settle for less than your case is worth.
- We are experienced litigators, willing to bring cases to trial.
- We have the knowledge and resources to wage large-scale litigation if that is what it takes to hold insurance companies accountable.
As insurance companies have become more and more reluctant to pay valid claims, our practice has grown to include many more areas of insurance company litigation. If your insurance company denies your insurance claim, do not settle for less. Contact the attorneys at Heath Injury Law LLC to learn more about how we can help protect your rights. Fill out this intake form, or call: 816-931-0048